Doug chats with Rusty about the intricacies of the ‘Buy, Borrow, Die’ strategy.  They discuss the mechanics of how the strategy works, benefits, potential risks, and answer related questions from listeners Nate and Sophia.  They also answer Alex’s question from the mailbag about claiming unemployment benefits ethically and navigating asset allocation during market volatility.

Rusty’s “Homework”: https://docs.google.com/spreadsheets/d/1qflSynVvMlxcBw1kkKBfG3HFQNJV05b8/edit?usp=sharing&ouid=100827824204716910905&rtpof=true&sd=true

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June 2025 Livestreams: https://youtube.com/live/d2lTp4FMe4A?feature=share

Come hang out with Doug at CampFI Week 1.5, Mon July 7, 2025 – Thurs July 10, 2025: https://campfi.org/event/campfi-rm-250707/

Links

• Rusty on MHFI episode 252


• NBER Working Paper Series, “Buffett’s Alpha”


• Mad Fientist, “How to Access Retirement Funds Early”


• MHFI Facebook group


• Doug’s site


• Check out Producer Chris’s new blog: Epic Financial Journey

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**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

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Email the show: doug@milehighfi.com

0:00 Introduction

3:15 Basics steps of Buy, Borrow, Die

9:01 Mechanics & benefits of the strategy

13:51 Risks & downsides

23:18 Mathematical projections & comparisons

28:33 ACA & tax considerations

36:53 Question: Claiming unemployment

44:02 Entitlement to unemployment benefits

48:46 Question: Reallocating due to market volatility

55:55 Market predictions

1:00:14 Soundcheck – Vacation packing